Ways To Improve Your Home and Lower Your Insurance Cost
Homeowners’ insurance can be very expensive but it is a necessity. The good news is that there are certain home improvements that can actually cut the costs of your monthly insurance payments. Here are several major renovations that will help reduce the cost of your homeowner’s insurance.
1. Upgraded windows
Windows in a home can not only update the look of your home and protect your home but also help reduce energy costs. If you live in an area that can have strong winds and hail storms, then an impact-resistant window can be a great investment. Your insurance company will take new windows into consideration and will give you a discount for upping the protection of your home.
2. New roof
A new roof is a very good feature to upgrade. When a roof is worn from elemental wear and tear, your home is prone to damage. A new roof is another strong defense against bad weather. This is an expensive investment but will pay for itself in the long run. You can potentially save hundreds a year due to a new roof.
3. Home security system
Incremental weather is not the only thing that can damage your home. Burglaries can also be part of a home’s damage. Fire can be another hazard that can destroy your home. A monitoring home security system is the perfect solution. The system will not only protect and warn of danger, but it will also get you a big discount on your homeowner’s insurance.
Remember that renovations not only will get you more money when it comes time to sell but will also put more in your pocket from the homeowner’s insurance savings. If you do not have an insurance company or agent, get one, and they can help you determine what renovations can help reduce your monthly insurance payments.
